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Insurance agency WordPress theme

LT Coverly – AI-Ready Insurance Agency WordPress Theme

A complete website for independent insurance agencies, brokers and local agents. Activate it and the homepage is ready: a hero with a quote card, the insurance companies you compare, six insurance types, why an independent agent, coverage packages, how a quote works, your story, reviews, your team, a claims help banner, an FAQ on claims, bundling and coverage reviews, office hours and a quote call to action. Built only from WordPress core blocks; Pro Unlimited adds instructions that let your AI assistant set it up for your agency.

View live demo Get it now Try it in WordPress Documentation

Version 1.0.0 · WordPress 6.6+ · PHP 7.4+ · Tested up to WordPress 7.1

LT Coverly homepage
LT Coverly on a phone
  • 4 ready pages
  • 15 section patterns
  • 4 colour styles
  • 0 plugins required

Video

Set it up in 2 minutes

Install the theme, import the demo pages in one click, make it yours and check what is left before you go live.

Prefer reading? Follow the step-by-step guide →

Colour styles

Four colour styles, one click apart

Pick a style in Appearance → Editor → Styles, or set your own brand colour once. Buttons, icons, shadows and the logo mark follow automatically. Click a style to see it live.

Ready-made sections

Everything an insurance agency website needs

  • Insurance types

    Insurance types

    Six cards with icon tiles: home, auto, life, business, health and renters & umbrella, each with a quote link.

  • Coverage packages

    Coverage packages

    Three package cards with a picture and checklist: home & auto, drivers & vehicles, small business. No prices, with a coverage note.

  • How a quote works

    How a quote works

    Four numbered steps from the first call to yearly reviews and claims help.

  • Insurance companies

    Insurance companies

    The carriers you are appointed with as clean name chips on a tinted band.

  • Your agents

    Your agents

    Agent cards with photo, role and a short bio.

  • Insurance FAQ

    Insurance FAQ

    Independent agents, making a claim, bundling, yearly reviews and what you need for a quote.

AI kit · Pro Unlimited

Let your AI assistant set it up for your agency

Pro Unlimited includes an AI kit. Open the theme in Claude Code or Cursor (or paste AGENTS.md into ChatGPT), describe your agency, and the assistant rebrands colours, rewrites the demo text and sets your insurance types, carriers, licence details and team, without breaking the design.

  • AGENTS.md + CLAUDE.mdRules your AI follows: design tokens, valid block markup, which demo text, carriers and claims to replace.
  • Claude Agent SkillA ready skill that walks Claude through setting the theme up for an insurance agency.
  • 10 ready promptsSet up for my agency, insurance types, carriers, agents, translate, new colour style and more.
  • Theme checkerOne command checks block markup, colour contrast and leftover demo content before launch.
prompts.md · #1Set up this LT Coverly theme for my insurance agency. Follow AGENTS.md.
Agency name: Maple Ridge Insurance
City: Columbus, Ohio
Phone: (614) 555-0142
Insurance we sell: home, auto, life, small business
Brand colour: Keystone
…

Features

Built the modern WordPress way

  • Complete homepage, Insurance, About and Contact layouts
  • Hero with a “start your quote” card and a licence line
  • Six insurance types, coverage packages and a four-step quote process
  • Carrier chips, claims help banner, office hours with map
  • 4 colour styles: Trust blue (default), Keystone, Homestead and Umbrella
  • Clean, friendly Figtree headings, self-hosted fonts (no Google Fonts requests)
  • WCAG AA colour contrast in every style
  • Translation-ready, core blocks only, no page builder
  • LT Coverly mobile homepage
  • LT Coverly mobile treatments

Pricing

Get LT Coverly

Single WordPress theme license. Free is the theme and its colour styles; Pro Standard adds the ready-made homepage, sections and page layouts; Pro Unlimited adds the AI kit and unlimited websites.

Free download

Free Download

  • Lifetime usage✓
  • Theme & 4 colour styles✓
  • Ready homepage, 15 patterns, page layouts & demo import✕
  • Mobile support (responsive)✓
  • Downloads & updatesForever
  • Ticket supportDocumentation
  • Website license1
  • AI kit (AGENTS.md, skill, prompts, checker)✕
  • Branding / copyright removal✕
Free download

Keeps a small credit link in the footer.

Most popular

Pro Standard

$29 Yearly payment

  • Lifetime usage✓
  • Theme & 4 colour styles✓
  • Ready homepage, 15 patterns, page layouts & demo import✓
  • Mobile support (responsive)✓
  • Downloads & updates1 year
  • Ticket support1 year (renews yearly)
  • Website license1
  • AI kit (AGENTS.md, skill, prompts, checker)✕
  • Branding / copyright removal✓
Buy now – $29

Pro Unlimited

$49 One-time payment

  • Lifetime usage✓
  • Theme & 4 colour styles✓
  • Ready homepage, 15 patterns, page layouts & demo import✓
  • Mobile support (responsive)✓
  • Downloads & updatesLifetime
  • Ticket supportLifetime
  • Website licenseUnlimited
  • AI kit (AGENTS.md, skill, prompts, checker)✓
  • Branding / copyright removal✓
Buy now – $49

LT Coverly FAQ

Which WordPress version do I need?

WordPress 6.6 or newer (tested up to 7.1) and PHP 7.4 or newer. It is a block theme, so you edit everything in Appearance → Editor.

What is the difference between Free, Pro Standard and Pro Unlimited?

Free is the theme package: templates, header and footer, fonts and all 4 colour styles, with a small credit link in the footer. Build your own pages, or install it on an existing website and keep your content. Pro Standard adds the ready-made homepage, 15 section patterns and the Insurance, About and Contact layouts, ticket support and credit removal. Pro Unlimited adds the AI kit, unlimited websites and lifetime updates and support.

Can I install it on my existing website?

Yes. If your site already has a static homepage (Settings → Reading), LT Coverly keeps it and shows your page with the new design. Your pages and posts stay as they are.

Can I use it without AI?

Yes. It is a normal WordPress block theme. The AI kit only makes setup faster if you use Claude, ChatGPT, Cursor or Copilot.

How do I add a quote form?

Point the “Get a quote” buttons to your online quote form or comparative rater, or add your form plugin’s block (WPForms, Fluent Forms, Contact Form 7…) to the Contact page.

Are the demo carriers, licence number, photos and reviews included?

They are placeholders that show the layout. Replace them with the insurance companies you are appointed with, your real licence number, your own photos and real reviews, and never promise prices, savings or claim outcomes; in Pro Unlimited the theme checker lists anything you missed.

How do I get the Pro version after buying?

Right after payment you receive a licence key by email. Enter it on block.ltheme.com/account to download your theme and every update included in your plan.

How do I get support?

Pro Standard and Pro Unlimited include ticket support at ltheme.com/ticket-support. Free users can follow the documentation.

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See LT Coverly in action

View live demo Compare plans Read the documentation