{"id":4,"date":"2026-10-14T10:54:24","date_gmt":"2026-10-14T10:54:24","guid":{"rendered":"https:\/\/block.ltheme.com\/lt-coverly\/insurance\/"},"modified":"2026-10-15T00:07:30","modified_gmt":"2026-10-15T00:07:30","slug":"insurance","status":"publish","type":"page","link":"https:\/\/block.ltheme.com\/lt-coverly\/insurance\/","title":{"rendered":"Insurance"},"content":{"rendered":"\n<section class=\"wp-block-group alignfull has-hero-wash-gradient-background has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-da8cfe91 wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--70);padding-bottom:var(--wp--preset--spacing--70)\">\n<p class=\"has-text-align-center is-style-coverly-eyebrow wp-block-paragraph\">Insurance<\/p>\n\n\n\n<h1 class=\"wp-block-heading has-text-align-center\">Insurance for home, family and business<\/h1>\n\n\n\n<p class=\"has-text-align-center has-ink-soft-color has-text-color has-large-font-size wp-block-paragraph\">Compare coverage from several insurance companies with one local agent who explains every option.<\/p>\n<\/section>\n\n\n\n<section id=\"services\" class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--80);padding-bottom:var(--wp--preset--spacing--80)\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-df22deab wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-center is-style-coverly-eyebrow wp-block-paragraph\">Insurance<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\">Coverage for the things you care about<\/h2>\n\n\n\n<p class=\"has-text-align-center has-ink-soft-color has-text-color wp-block-paragraph\">Tell us what you need to protect. We shop it with the insurance companies we work with and explain your options side by side.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignwide is-layout-grid wp-container-core-group-is-layout-5cd7f89e wp-block-group-is-layout-grid\" style=\"margin-top:var(--wp--preset--spacing--60)\">\n\n<div class=\"wp-block-group is-style-coverly-card is-layout-flow wp-block-group-is-layout-flow\">\n<figure class=\"wp-block-image size-full is-style-coverly-icon\"><img decoding=\"async\" src=\"https:\/\/block.ltheme.com\/lt-coverly\/wp-content\/themes\/coverly\/assets\/images\/icons\/home.svg\" alt=\"\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Home insurance<\/h3>\n\n\n\n<p class=\"has-ink-soft-color has-text-color wp-block-paragraph\">Coverage for your house, your belongings and personal liability, for homeowners, condo owners and landlords.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-weight:600\"><a href=\"#quote\">Get a quote \u2192<\/a><\/p>\n<\/div>\n\n\n<div class=\"wp-block-group is-style-coverly-card is-layout-flow wp-block-group-is-layout-flow\">\n<figure class=\"wp-block-image size-full is-style-coverly-icon\"><img decoding=\"async\" src=\"https:\/\/block.ltheme.com\/lt-coverly\/wp-content\/themes\/coverly\/assets\/images\/icons\/car.svg\" alt=\"\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Auto insurance<\/h3>\n\n\n\n<p class=\"has-ink-soft-color has-text-color wp-block-paragraph\">Cars, trucks and the drivers in your family, including new teen drivers. We go through limits and deductibles with you.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-weight:600\"><a href=\"#quote\">Get a quote \u2192<\/a><\/p>\n<\/div>\n\n\n<div class=\"wp-block-group is-style-coverly-card is-layout-flow wp-block-group-is-layout-flow\">\n<figure class=\"wp-block-image size-full is-style-coverly-icon\"><img decoding=\"async\" src=\"https:\/\/block.ltheme.com\/lt-coverly\/wp-content\/themes\/coverly\/assets\/images\/icons\/family.svg\" alt=\"\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Life insurance<\/h3>\n\n\n\n<p class=\"has-ink-soft-color has-text-color wp-block-paragraph\">Term and permanent options to help protect the people who depend on your income.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-weight:600\"><a href=\"#quote\">Get a quote \u2192<\/a><\/p>\n<\/div>\n\n\n<div class=\"wp-block-group is-style-coverly-card is-layout-flow wp-block-group-is-layout-flow\">\n<figure class=\"wp-block-image size-full is-style-coverly-icon\"><img decoding=\"async\" src=\"https:\/\/block.ltheme.com\/lt-coverly\/wp-content\/themes\/coverly\/assets\/images\/icons\/briefcase.svg\" alt=\"\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Business insurance<\/h3>\n\n\n\n<p class=\"has-ink-soft-color has-text-color wp-block-paragraph\">General liability, commercial property, business auto and workers\u2019 compensation for local companies.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-weight:600\"><a href=\"#quote\">Get a quote \u2192<\/a><\/p>\n<\/div>\n\n\n<div class=\"wp-block-group is-style-coverly-card is-layout-flow wp-block-group-is-layout-flow\">\n<figure class=\"wp-block-image size-full is-style-coverly-icon\"><img decoding=\"async\" src=\"https:\/\/block.ltheme.com\/lt-coverly\/wp-content\/themes\/coverly\/assets\/images\/icons\/health.svg\" alt=\"\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Health insurance<\/h3>\n\n\n\n<p class=\"has-ink-soft-color has-text-color wp-block-paragraph\">Individual and family health plans, where we are licensed to offer them. Ask us what is available in your state.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-weight:600\"><a href=\"#quote\">Get a quote \u2192<\/a><\/p>\n<\/div>\n\n\n<div class=\"wp-block-group is-style-coverly-card is-layout-flow wp-block-group-is-layout-flow\">\n<figure class=\"wp-block-image size-full is-style-coverly-icon\"><img decoding=\"async\" src=\"https:\/\/block.ltheme.com\/lt-coverly\/wp-content\/themes\/coverly\/assets\/images\/icons\/key.svg\" alt=\"\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Renters &amp; umbrella<\/h3>\n\n\n\n<p class=\"has-ink-soft-color has-text-color wp-block-paragraph\">Protect your belongings when you rent, and add extra liability protection on top of your home and auto policies.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-weight:600\"><a href=\"#quote\">Get a quote \u2192<\/a><\/p>\n<\/div>\n\n<\/div>\n<\/section>\n\n\n\n\n<section id=\"how-it-works\" class=\"wp-block-group alignfull has-surface-background-color has-background has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--80);padding-bottom:var(--wp--preset--spacing--80)\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-df22deab wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-center is-style-coverly-eyebrow wp-block-paragraph\">How a quote works<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\">From first call to coverage in four steps<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignwide coverly-grid-4 is-layout-grid wp-container-core-group-is-layout-bf0a65c0 wp-block-group-is-layout-grid\" style=\"margin-top:var(--wp--preset--spacing--60)\">\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"coverly-step-number wp-block-paragraph\">1<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Tell us what you need<\/h3>\n\n\n\n<p class=\"has-ink-soft-color has-text-color wp-block-paragraph\">Share a few details about your home, vehicles, family or business by phone, email or our quote form.<\/p>\n<\/div>\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"coverly-step-number wp-block-paragraph\">2<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">We shop your coverage<\/h3>\n\n\n\n<p class=\"has-ink-soft-color has-text-color wp-block-paragraph\">We ask the insurance companies we work with for quotes that match the coverage you want.<\/p>\n<\/div>\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"coverly-step-number wp-block-paragraph\">3<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Compare side by side<\/h3>\n\n\n\n<p class=\"has-ink-soft-color has-text-color wp-block-paragraph\">We walk you through coverage, deductibles and price in plain words, and you choose. No pressure.<\/p>\n<\/div>\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"coverly-step-number wp-block-paragraph\">4<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">We stay with you<\/h3>\n\n\n\n<p class=\"has-ink-soft-color has-text-color wp-block-paragraph\">Policy changes, yearly reviews and help with claims, from the same local team every time.<\/p>\n<\/div>\n\n<\/div>\n<\/section>\n\n\n\n\n<section id=\"plans\" class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--80);padding-bottom:var(--wp--preset--spacing--80)\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-df22deab wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-center is-style-coverly-eyebrow wp-block-paragraph\">Coverage packages<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\">The packages we put together most often<\/h2>\n\n\n\n<p class=\"has-text-align-center has-ink-soft-color has-text-color wp-block-paragraph\">Every household and business is different, so we build each quote around you. These are good places to start.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignwide is-layout-grid wp-container-core-group-is-layout-5cd7f89e wp-block-group-is-layout-grid\" style=\"margin-top:var(--wp--preset--spacing--60)\">\n\n<div class=\"wp-block-group is-style-coverly-card coverly-package is-layout-flow wp-block-group-is-layout-flow\">\n<figure class=\"wp-block-image size-full is-style-coverly-soft\"><img decoding=\"async\" src=\"https:\/\/block.ltheme.com\/wp-content\/uploads\/sites\/22\/2026\/10\/demo-house.jpg\" alt=\"Home &amp; auto together\" style=\"aspect-ratio:4\/3;object-fit:cover\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Home &amp; auto together<\/h3>\n\n\n\n<p class=\"has-ink-soft-color has-text-color wp-block-paragraph\">Keep your house and cars with one agent and review both policies in a single conversation.<\/p>\n\n\n\n<ul class=\"wp-block-list is-style-coverly-check\">\n\n<li>Homeowners, condo or renters cover<\/li>\n\n\n<li>Every car and driver in the household<\/li>\n\n\n<li>Ask about multi-policy discounts<\/li>\n\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-weight:600\"><a href=\"#quote\">Ask about this package \u2192<\/a><\/p>\n<\/div>\n\n\n<div class=\"wp-block-group is-style-coverly-card coverly-package is-layout-flow wp-block-group-is-layout-flow\">\n<figure class=\"wp-block-image size-full is-style-coverly-soft\"><img decoding=\"async\" src=\"https:\/\/block.ltheme.com\/wp-content\/uploads\/sites\/22\/2026\/10\/demo-car.jpg\" alt=\"Drivers &amp; vehicles\" style=\"aspect-ratio:4\/3;object-fit:cover\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Drivers &amp; vehicles<\/h3>\n\n\n\n<p class=\"has-ink-soft-color has-text-color wp-block-paragraph\">From a first car to a family fleet, we help you choose liability limits and deductibles that make sense.<\/p>\n\n\n\n<ul class=\"wp-block-list is-style-coverly-check\">\n\n<li>Cars, trucks, motorcycles and RVs<\/li>\n\n\n<li>Adding a new teen driver<\/li>\n\n\n<li>Roadside and rental car options<\/li>\n\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-weight:600\"><a href=\"#quote\">Ask about this package \u2192<\/a><\/p>\n<\/div>\n\n\n<div class=\"wp-block-group is-style-coverly-card coverly-package is-layout-flow wp-block-group-is-layout-flow\">\n<figure class=\"wp-block-image size-full is-style-coverly-soft\"><img decoding=\"async\" src=\"https:\/\/block.ltheme.com\/wp-content\/uploads\/sites\/22\/2026\/10\/demo-business.jpg\" alt=\"Small business\" style=\"aspect-ratio:4\/3;object-fit:cover\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Small business<\/h3>\n\n\n\n<p class=\"has-ink-soft-color has-text-color wp-block-paragraph\">Coverage for shops, offices, trades and restaurants, explained without the jargon.<\/p>\n\n\n\n<ul class=\"wp-block-list is-style-coverly-check\">\n\n<li>General liability<\/li>\n\n\n<li>Property, equipment and stock<\/li>\n\n\n<li>Business owner\u2019s policy (BOP)<\/li>\n\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\" style=\"font-weight:600\"><a href=\"#quote\">Ask about this package \u2192<\/a><\/p>\n<\/div>\n\n<\/div>\n\n\n\n<p class=\"has-text-align-center has-ink-soft-color has-text-color has-small-font-size wp-block-paragraph\" style=\"margin-top:var(--wp--preset--spacing--50)\">Coverage, discounts and prices depend on the insurance company, your state and your details. Not every product is available everywhere. Every policy has its own terms, limits and exclusions.<\/p>\n<\/section>\n\n\n\n\n<section id=\"carriers\" class=\"wp-block-group alignfull has-surface-background-color has-background has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--60);padding-bottom:var(--wp--preset--spacing--60)\">\n<p class=\"has-text-align-center has-ink-soft-color has-text-color wp-block-paragraph\"><strong>One conversation, several quotes.<\/strong> We compare coverage from insurance companies such as:<\/p>\n\n\n\n<div class=\"wp-block-group alignwide coverly-chips is-content-justification-center is-layout-flex wp-container-core-group-is-layout-5610f26b wp-block-group-is-layout-flex\" style=\"margin-top:var(--wp--preset--spacing--40)\">\n\n<p class=\"wp-block-paragraph\">Carrier One<\/p>\n\n\n<p class=\"wp-block-paragraph\">Carrier Two<\/p>\n\n\n<p class=\"wp-block-paragraph\">Carrier Three<\/p>\n\n\n<p class=\"wp-block-paragraph\">Carrier Four<\/p>\n\n\n<p class=\"wp-block-paragraph\">Carrier Five<\/p>\n\n\n<p class=\"wp-block-paragraph\">Carrier Six<\/p>\n\n<\/div>\n\n\n\n<p class=\"has-text-align-center has-ink-soft-color has-text-color has-small-font-size wp-block-paragraph\" style=\"margin-top:var(--wp--preset--spacing--40)\">Sample carrier names.<\/p>\n<\/section>\n\n\n\n\n<section id=\"faq\" class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--80);padding-bottom:var(--wp--preset--spacing--80)\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-ac28dce6 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:38%\">\n<p class=\"is-style-coverly-eyebrow wp-block-paragraph\">FAQ<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Questions clients ask us<\/h2>\n\n\n\n<p class=\"has-ink-soft-color has-text-color wp-block-paragraph\">Cannot find your answer? Call the office and talk to an agent, we are happy to help.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:62%\">\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>What does an independent insurance agent do?<\/summary>\n<p class=\"wp-block-paragraph\">We work with several insurance companies instead of just one. We compare their coverage and prices for you, explain the options, and help with changes and claims after you buy.<\/p>\n<\/details>\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>How do I make a claim?<\/summary>\n<p class=\"wp-block-paragraph\">First make sure everyone is safe. Then call us or your insurance company\u2019s claims line. We help you report the claim, tell you which photos and documents to gather, and follow up with the insurer.<\/p>\n<\/details>\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Should I bundle my home and auto insurance?<\/summary>\n<p class=\"wp-block-paragraph\">Often it is worth a look. Many insurance companies offer a multi-policy discount, but bundling is not always the lowest total price. We compare bundled and separate options so you can decide.<\/p>\n<\/details>\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>How often should I review my coverage?<\/summary>\n<p class=\"wp-block-paragraph\">At least once a year, and whenever something big changes: a move, a renovation, a new car or driver, marriage, a new baby or a new business. Book a review with us any time.<\/p>\n<\/details>\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>What do I need for a quote?<\/summary>\n<p class=\"wp-block-paragraph\">For home: the address, the age of the roof and any recent updates. For auto: each driver\u2019s licence details and each vehicle\u2019s VIN. Your current policy\u2019s declarations page helps us compare like for like.<\/p>\n<\/details>\n\n<\/div>\n<\/div>\n<\/section>\n\n\n\n\n<section id=\"quote\" class=\"wp-block-group alignfull has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--70);padding-bottom:var(--wp--preset--spacing--70)\">\n<div class=\"wp-block-group alignwide has-base-color has-primary-background-color has-text-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-cc420625 wp-block-group-is-layout-constrained\" style=\"border-radius:16px;padding-top:var(--wp--preset--spacing--70);padding-right:var(--wp--preset--spacing--60);padding-bottom:var(--wp--preset--spacing--70);padding-left:var(--wp--preset--spacing--60)\">\n<h2 class=\"wp-block-heading has-text-align-center\">Ready to compare your options?<\/h2>\n\n\n\n<p class=\"has-text-align-center has-large-font-size wp-block-paragraph\">Tell us what you would like to cover, and we will come back with quotes from the insurance companies we work with.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-d087c2ff wp-block-buttons-is-layout-flex\" style=\"margin-top:var(--wp--preset--spacing--50)\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-primary-deep-color has-base-background-color has-text-color has-background wp-element-button\" href=\"#\">Get a quote<\/a><\/div>\n\n\n\n<div class=\"wp-block-button is-style-outline is-style-outline--1\"><a class=\"wp-block-button__link has-base-color has-text-color wp-element-button\" href=\"tel:+15550164785\">Call (555) 016-4785<\/a><\/div>\n<\/div>\n<\/div>\n<\/section>\n\n\n","protected":false},"excerpt":{"rendered":"<p>Insurance Insurance for home, family and business Compare coverage from several insurance companies with one local agent who explains every option.<\/p>\n","protected":false},"author":0,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-landing","meta":{"footnotes":""},"class_list":["post-4","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/block.ltheme.com\/lt-coverly\/wp-json\/wp\/v2\/pages\/4","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/block.ltheme.com\/lt-coverly\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/block.ltheme.com\/lt-coverly\/wp-json\/wp\/v2\/types\/page"}],"replies":[{"embeddable":true,"href":"https:\/\/block.ltheme.com\/lt-coverly\/wp-json\/wp\/v2\/comments?post=4"}],"version-history":[{"count":1,"href":"https:\/\/block.ltheme.com\/lt-coverly\/wp-json\/wp\/v2\/pages\/4\/revisions"}],"predecessor-version":[{"id":31,"href":"https:\/\/block.ltheme.com\/lt-coverly\/wp-json\/wp\/v2\/pages\/4\/revisions\/31"}],"wp:attachment":[{"href":"https:\/\/block.ltheme.com\/lt-coverly\/wp-json\/wp\/v2\/media?parent=4"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}